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Suspicious Activity – Consumer Accounts

  1. Two or more deposits made during a week, where the total amount of the deposits is greater than $5,000.
  2. Two or more deposits made during a month, where the total amount of the deposits is greater than $10,000.
  3. Two or more cash deposits made during a quarter, where the total amount of the deposits is more than $18,000.
  4. Any cash deposit between $8,000 and $10,000.
  5. Any cash deposit where the currency has a noticeable mildew aroma. Likewise, any cash deposit where the currency has an aroma that could be drug-related (e.g., alcohol, cannabis or an unidentifiable sweet smell).
  6. One or more cash withdrawals during a month, where the total amount is equal or above $5,000.
  7. Deposits equal or above $3,000 in a day, made in travelers checks or money orders.
  8. Purchase with cash of cashier’s checks, travelers checks, or money orders for $3,000 or more.
  9. Purchase with cash of a CD, for $3,000 or more.